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WrapPlan II Universal Life Insurance

The Member Benefits Trust-endorsed WrapPlan® II Universal Life Insurance Plan underwritten by Transamerica Financial Life Insurance Company allows you to purchase life insurance coverage that increases as your term life coverage decreases or terminates.

If you have no existing term life insurance, you may apply for a level benefit amount of WrapPlan coverage; the WrapPlan may be continued up to age 95.

To apply, you must be actively at work and age 70 or younger on your last birthday (or if you are retired, you must be age 70 or younger), and reside or work in New York state. Retirees who are not New York residents may be eligible; please contact the plan administrator for details.

Learn More
For more information on the plan or to apply, please contact USI Affinity -- the plan administrator -- toll-free at 866-NYSUT-WP (866-697-8897) or visit the USI Affinity website.

WrapPlan® II is a universal life insurance policy underwritten and issued by Transamerica Financial Life Insurance Company and administered by USI Affinity.

The Transamerica Financial Life Insurance Company’s Flexible Premium Adjustable Life Insurance (WrapPlan® II) is a NYSUT Member Benefits Trust (Member Benefits)-endorsed program. Member Benefits has an endorsement arrangement of 6.5% of first-year premium and 0.195% of renewal premium, with a guaranteed annual minimum amount of $100,000 for this program. All such payments to Member Benefits are used solely to defray the costs of administering its various programs and, where appropriate, to enhance them. Member Benefits acts as your advocate; please contact Member Benefits at 800-626-8101 if you experience a problem with any endorsed program.

Agency fee payers to NYSUT are eligible to participate in NYSUT Member Benefits-endorsed programs.