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Disability Insurance

The NYSUT Member Benefits Trust-endorsed Disability Insurance Plan provides valuable income replacement benefits to help meet your living expenses if you become partially or totally disabled and are unable to work.

Your monthly expenses don't stop if you are unable to work due to a serious illness or injury. Disability insurance can be customized to fit within your budget and still provide peace of mind until you are able to get back on your feet and return to work.



2 Easy Ways to Learn More:

1. Call
Unimerica Life Insurance Company of New York at 800-515-2471

2. Visit
http://www.nysutmbteinsurance.com/InsurancePlans/DisabilityInsurance.aspx



Helpful Videos

To help you better understand disability insurance and how it can benefit you, click on the video below:

Unimerica Life Insurance Company of New York video (7:03 minutes) -- A helpful, educational disability insurance video designed to help NYSUT members better understand this product.

The NYSUT Member Benefits Trust-endorsed Disability Insurance Plan is underwritten by Unimerica Life Insurance Company of New York and is administered by Mercer Consumer, a service of Mercer Health & Benefits Administration LLC.

The Unimerica Life Insurance Company of New York's Disability Plan is a NYSUT Member Benefits Trust (Member Benefits)-endorsed program. Member Benefits has an endorsement arrangement of 5% of gross premiums for this program. All such payments to Member Benefits are used solely to defray the costs of administering its various programs and, where appropriate, to enhance them. The Insurer pools the premiums of Member Benefits participants who are insured for the purposes of determining premium rates and accounting. Coverage outside of this plan may have rates and terms that are not the same as those obtainable through Member Benefits. The Insurer or Member Benefits may hold premium reserves that may be used to offset rate increases and/or fund such other expenses related to the plan as determined appropriate by Member Benefits. Member Benefits acts as your advocate; please contact Member Benefits at 800-626-8101 if you experience a problem with any endorsed program.

Agency fee payers to NYSUT are eligible to participate in NYSUT Member Benefits-endorsed programs.