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Long-Term Care Insurance

Insurance is the type of product that you hope you never have to utilize. In the event that you need to use it, though, it's important that you have the insurance product that best meets you and your family's needs.

NYSUT members and their families have access to a team of dedicated long-term care planning specialists through the NYSUT Member Benefits Trust-endorsed New York Long-Term Care Brokers program. These specialists will provide, explain and compare the different long-term care insurance providers and products to help you choose the best coverage at the most competitive premium.

NYLTCB is a nationally-recognized insurance intermediary that offers access to discounted long-term care insurance plans from multiple highly-rated insurance companies (including the New York State Partnership for Long-Term Care) for eligible individuals from 18 to 84 years old.

With NYLTCB, eligible individuals get a long-term care insurance plan designed with their specific needs in mind. And with the discount provided to NYSUT members (along with marital/domestic partnership discounts and potential Preferred Health discounts), this important protection can be far more affordable than you may assume.

2 Easy Ways to Learn More:

1. Call
New York Long-Term Care Brokers toll-free at 888-884-0077

2. Visit

The New York Long-Term Care Brokers program is a NYSUT Member Benefits Trust (Member Benefits)-endorsed program. Member Benefits has an endorsement arrangement of 2.5% of first-year premium and 1% of renewal premium received in years 2-10. All such payments to Member Benefits are used solely to defray the costs of administering its various programs and, where appropriate, to enhance them. Member Benefits acts as your advocate; please contact Member Benefits at 800-626-8101 if you experience a problem with any endorsed program.

Agency fee payers to NYSUT are eligible to participate in NYSUT Member Benefits-endorsed programs.

Please note that existing long-term care insurance policies with Metropolitan Life Insurance Company in effect prior to December 31, 2011 will continue to be honored subject to timely premium payment and relevant policy provisions.