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Catastrophe Major Medical

Effective January 1, 2014, the NYSUT Member Benefits Trust has begun self-insuring the Catastrophe Major Medical (CMM) Plan (previously underwritten by The United States Life Insurance Company in the City of New York). Please note that there will NOT be any changes to the current CMM Plan benefit package or claim processing & premium collection procedures.

The CMM Plan is considered a grandfathered health care program under health care reform and remains closed to new applicants.

Learn More

If you are interested in this program or would like to speak with the plan administrator, please contact Mercer Consumer toll-free at 888-386-9788, weekdays from 9:15 a.m. to 6 p.m. (EST).

For more information and to view the CMM Plan's Summary of Benefits & Coverage, visit the Mercer Consumer website and click on "Forms" and then "Summary of Benefits and Coverage."

The NYSUT Member Benefits Trust (Member Benefits) self-insures the risk associated with the Catastrophe Major Medical (CMM) Plan. Member Benefits is paid 5% of contribution requirements (premiums) to administer this program. All such payments to Member Benefits are used solely to defray the costs of administering its various programs and, where appropriate, to enhance them. Contributions to the plan are pooled for the purposes of determining premium rates and accounting. Coverage outside of this plan may have rates and terms that are not the same as those obtainable through Member Benefits. Member Benefits may hold premium reserves that may be used to offset rate increases and/or fund such other expenses related to the plan as determined appropriate by Member Benefits. Please contact Member Benefits at 800-626-8101 if you experience a problem with any endorsed program.

Agency fee payers to NYSUT are eligible to participate in NYSUT Member Benefits-endorsed programs.