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Group Disability Insurance

The NYSUT Member Benefits Trust-endorsed Short- or Long-Term Disability Insurance Plans are only available for purchase by local associations, their benefit funds and employers. These plans are not available to individual members, who can click here for information on the endorsed voluntary Disability Insurance Plan.

Every 10 minutes, almost 500 people will suffer disabling injuries in the U.S. That's more than 20 million each year! About two-thirds of disabling injuries suffered by American works occur off the job and are not covered by Workers Compensation. Three out of four working Americans would have trouble supporting themselves within six months of a disability.

Short- or long-term disability insurance protects participants’ incomes by replacing a percentage of the insured’s lost income if he or she becomes disabled because of an injury or illness, including alcoholism and drug addiction.

These Group Plans -- including a group voluntary option wherein only 20% of the group must opt for coverage -- can be tailored to meet the needs and financial resources of your group.

For more information or to obtain a group plan quote, please contact:

Josh Taylor, Sales Consultant
Unum 1699 King Street, Suite 210
Enfield, CT 06082
800-225-6413 x69923 or -860-386-9923
Fax: 860-386-9999
email: Jtaylor7@unum.com


The NYSUT Member Benefits Trust-endorsed Group Disability Plan is provided by First Unum Life Insurance Company.

The First Unum Life Insurance Company’s Group Disability Plan is a NYSUT Member Benefits Trust (Member Benefits)-endorsed program. Member Benefits has an endorsement arrangement of 5% of gross premiums for this program and an endorsement arrangement of 8% of gross premiums for the Group Voluntary version of this program. All such payments to Member Benefits are used solely to defray the costs of administering its various programs and, where appropriate, to enhance them. The Insurer pools the premiums of Member Benefits participants who are insured for the purposes of determining premium rates and accounting. Coverage outside of this plan may have rates and terms that are not the same as those obtainable through Member Benefits. Member Benefits acts as your advocate; please contact Member Benefits at 800-626-8101 if you experience a problem with any endorsed program.