403(b) Advisor Option

The NYSUT Member Benefits Corporation-endorsed Financial Counseling Program 403(b) Advisor Option includes the following benefits:

-- Two (2) toll-free phone consultations (with a total 90 minute limitation)
-- Toll-free access to a Stacey Braun Certified Financial Planner to discuss your 403(b) account.

Appointments with planners can be scheduled before, during or after their normal toll-free hours of 8 a.m. to 6 p.m. (EST).


Easy Ways to Learn More & Enroll:

1. Print out the Financial Counseling Program brochure, which includes the enrollment form.

2. Online Enrollment Form (Please Note: You must pay by credit card if you choose to apply online).

The Financial Counseling Program 403(b) Advisor Option costs $100 annually for direct bill or $95 annually for payroll/pension deduction.

NEW TO 403(B)/457(B) ACCOUNTS:
Discuss the following information with your Planner:

1. Assistance in Selecting a 403(b)/457(b) Program Provider -- Receive advice in choosing a 403(b)/457(b) retirement savings program provider available through your employer.

2. Investment Allocation -- Receive advice in selecting the investments offered by your new 403(b)/457(b) provider.

3. Fees -- Discuss fees associated with the investment provider and investment selections.

4. Contributions -- Discuss how to make contributions and contribution limits.

EXISTING 403(B)/457(B) ACCOUNTS:
Discuss the following information with your Planner:

1. Review your 403(b)/457(b) Program Provider Selection -- Receive advice on your current 403(b)/457(b) provider. If needed, review other 403(b)/457(b) providers available through your employer.

2. Investment Allocation -- Discuss what allocation is appropriate for you and compare that to your current investment allocations. Receive advice on selecting investment options within your 403(b)/457(b) account and how to go about making changes if needed.

3. Fees -- Discuss fees associated with current investment provider and investment selections.

4. Contributions and Returns -- Discuss the contribution limits and review the investment returns of your current allocation.

Website access, email helpdesk and in-person consultations are not included with the 403(b) Advisor Option.