Welcome to the Student Loan Center

3 Ways to Get Started

Number 1 Speak with a Loan Counselor


Contact a Cambridge Credit Counseling student loan counselor toll-free at 888-254-9827 to start the process, or click here to fill out a form and have Cambridge contact you.

Number Two Attend a Student Loan Workshop


Presented by a Cambridge certified student loan counselor. Attendees receive free access to the Cambridge Student Loan Portal, along with the opportunity to schedule a one-on-one counseling session. Learn More.

Number Three Visit the Student Loan Portal


For the reduced price of $14.95, you can quickly identify all of your payment options and receive a customized report from Cambridge. Learn More.


The CARES Act and Student Loans
The following webinar details how student loans may be impacted by the federal Coronavirus Aid, Relief and Economic Security (CARES) Act. This webinar was created by Cambridge Credit Counseling for NYSUT members and their families.

The CARES Act and Student Loans

About Cambridge Credit Counseling

The NYSUT Member Benefits Corporation-endorsed Cambridge Credit Counseling
Students program can assist NYSUT members with better understanding their student loan re-payment options and/or debt consolidation. Cambridge has been assisting consumers with eliminating debt for more than 20 years and features nationally-certified counselors who will work with you to determine the most appropriate course of action for your specific debt situation.

NYSUT members are eligible to receive free, no-obligation, debt and student loan consultations with one of Cambridge's certified counselors.

Cambridge also offers a unique web portal available at a reduced rate of $14.95 that can help explain the various options when paying down student debt, including student loan forgiveness programs, income-based repayment options and more. Cambridge also provides counseling for foreclosure intervention, reverse mortgage, bankruptcy and first time home-buyer assistance education.

If you have debt-related questions or issues, click here.


MeetingAdditional Cambridge Student Loan Services
Upon request, the following discounted services are available to NYSUT members:Right Side Bar

Fee - $39: Assistance with annual re-certification. NYSUT members utilizing income-driven repayment plans will be contacted by Cambridge to remind them to submit their re-certification paperwork and assist in determining any changes to their repayment structure.

Fee - $150: Upfront fee for a Cambridge certified counselor to complete the necessary paperwork on behalf of the member to carry out the chosen repayment plan.

Fee - $195: Payable in five monthly installments of $39 upon the completion of the paperwork, a Cambridge certified counselor will complete the necessary paperwork on behalf of the member to carry out the chosen repayment plan.

Waiver of fee-based services:
Cambridge will waive the above fees if a NYSUT member’s household income falls below 150% of the HHS Federal Poverty Guidelines.