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Pension Advantage

Pension Deduction of Member Benefits-endorsed programs is available to retirees collecting a monthly pension benefit from the New York State Teachers’ Retirement System, New York City Teachers’ Retirement System, New York State Employees’ Retirement System, or New York City Board of Education Retirement System; it's also an option for retirees who receive income from a monthly lifetime annuity from TIAA.

How to Apply:
If you would like to apply for any of the benefits available, please contact Member Benefits for a brochure and application. Request that a Pension Deduction Authorization Card be included. When you apply, fill out the Pension Deduction Authorization Card and mail it along with the application. Send no money! When your application has been processed, Member Benefits will advise your retirement system of the deduction amount and start date.

If you are already participating in one of these benefit programs and are not using pension deduction but have this method available to you, you can easily convert your payment to pension deduction when your premium is up for renewal. When you receive your premium renewal notice, mail it along with a signed Pension Deduction Authorization Card to the address indicated on your premium renewal notice. Send no money! Member Benefits will be notified of the change and will advise your retirement system to begin your deductions.

Please note that you must sign a Pension Deduction Authorization Card for each program that you choose to pay via pension deduction.

Switching from Payroll to Pension Deduction
If you're currently on Payroll Deduction but will soon be retiring, click here to learn about switching to Pension Deduction.

For more information, contact Member Benefits at 800-626-8101 weekdays from 9 a.m. to 5 p.m. (EST).