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Life insurance protection available to NYSUT members

Have you stopped to consider what would happen to your spouse and/or children if you were to suddenly pass away? Would your loved ones be able to continue to live in their home, pay regular bills and maintain a comfortable lifestyle?

What about your final medical, burial or funeral expenses? Would your family be able to take care of those as well without feeling significant financial constraints?

That's where life insurance comes in... providing crucial income that allows your family to pay a variety of financial expenses if something were to happen to you.

The NYSUT Member Benefits Trust-endorsed Term Life & Level Term Life Insurance Plans provide valuable life insurance coverage for NYSUT members and their spouses or certified domestic partners. Both of these plans offer specific terms and rates designed exclusively with NYSUT members and their families in mind.

The Term Life Plan is available for NYSUT members and their spouses/domestic partners under age 85. If you are under age 65, you can apply for coverage from $25,000 up to $1 million at premiums negotiated specifically for NYSUT members.

Meanwhile, the Level Term Life Plan offers terms for 10, 15 or 20-year periods. The premium that you start with is projected to remain the same and the benefit amount will not decrease throughout the term – regardless of your age or health condition.