Auto & Home Insurance

Early Family 

At NYSUT Member Benefits, we only have one goal in mind -- to serve the NYSUT member. Members like Benjamin & Casey Early, who saved substantially when switching to our endorsed MetLife Auto & Home program. The Earlys now have the strength of Member Benefits acting as their advocate... that's just one part of what we call the "Power of the Union."

"We are both teachers for the Shenendehowa Central School District and have been NYSUT members since 2006. We recently bought a house closer to work and had received a mailing from NYSUT Member Benefits about the endorsed MetLife Auto & Home program around the same time.

Since we were in the process of gathering information for our homeowners insurance anyway, we decided to look into MetLife and compare the rates. The rate quoted to us by the MetLife agent was better than some of the others we had investigated, and we were encouraged by their fast response time.

The mailing from NYSUT Member Benefits also indicated there was an increased savings from MetLife if we bundled both our auto and homeowners insurance policies together. It was a huge savings! All told, our family is paying close to 40 percent less than we were paying for the same coverage that we had with our prior carrier. We were very happy to make the switch to MetLife Auto & Home, and the transition to using the Member Benefits payroll deduction option to pay the premium was a seamless process as well."


Insurance is the type of product that you hope you never have to utilize. In the event that you need to use it, though, it's important that you have the insurance product that best meets you and your family's needs.

NYSUT members receive special group rates on personal property and liability coverage -- not available to the general public -- through the NYSUT Member Benefits Trust-endorsed MetLife® Auto & Home Insurance Program.

MetLife offers a wide variety of insurance policies to meet your individual needs, including:

-- AUTO INSURANCE: Vehicle & Motorcycle

-- HOME INSURANCE: Homeowners, Renters & Landlord's Rental Dwelling

-- SPECIALTY INSURANCE: Personal Excess Liability (Umbrella), Fire, Boat, Snowmobile & Recreational Vehicle

2 Easy Ways to Learn More:

1. Call toll-free 866-NYSUT-22 (866-697-8822)

Visit the MetLife Auto & Home website

The multi-policy discount on homeowners insurance with auto is 15%.
The multi-policy discount on auto insurance with home is 8%.

Alternate Homeowners Insurance Carriers:
The MetLife Auto & Home program includes access to alternate homeowners insurance carriers when MetLife is not able to provide desired coverage in coastal areas. If members are denied coverage in these regions, MetLife will offer to refer them to its General Agency. MetLife's General Agency acts as a broker to help members secure coverage through companies that MetLife has vetted and approved.

MetLife currently has several companies in New York State that offer this additional coverage and one company in Florida offering this coverage. These companies are rated an "A" or better but have more lenient underwriting guidelines. MetLife will only refer members to the General Agency if it cannot provide coverage based on underwriting guidelines and the member agrees to the referral. If members refuse the referral, they are free to find alternative coverage on their own.

Please note that payroll or pension deduction will not be available for policies written through MetLife's General Agency.

MetLife® Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its Affiliates, Warwick, RI.

MetLife Auto & Home is a NYSUT Member Benefits Trust (Member Benefits)-endorsed program. Member Benefits has an endorsement arrangement of 5.5% of total premiums for this program. All such payments to Member Benefits are used solely to defray the costs of administering its various programs and, where appropriate, to enhance them. Member Benefits acts as your advocate; please contact Member Benefits at 800-626-8101 if you experience a problem with any endorsed program.