Accidental Death & Dismemberment (AD&D) Insurance

Accidental Death & Dismemberment InsuranceAll NYSUT members (both in-service and retiree) are automatically provided with up to $1,500 Accidental Death & Dismemberment (AD&D) Insurance through Chubb Group Insurance Companies.

This benefit includes travel assistance services provided by Europ Assistance at no cost that focus on providing coordination services to travelers.

To report a claim, please contact NYSUT Member Benefits at 800-626-8101 or write to NYSUT Member Benefits Trust, 800 Troy-Schenectady Road, Latham, NY 12110-2455 with the name and address of the person that should be sent claim forms.

This coverage is provided and administered by the NYSUT Member Benefits Trust.

View and/or download the complete brochure and policy card (the brochure includes additional benefit details, limitations and exclusions).

Effective January 1, 2022, the AFT has arranged to provide all active, working and retired members* in good standing with a $5,000 Accidental Death & Dismemberment Insurance policy provided at no cost to them from Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies.

This benefit will double for AFT members who have an injury or death occurring at the workplace associated with their AFT membership (not including travel to and from work). Retired members are not covered by the double benefit.

*Members who pay a fee for representation but are not full members are not eligible for this benefit.

Learn more about the AFT no-cost offering.

The NEA Members Insurance Trust offers complimentary life insurance at no extra cost to active, staff, reserve and life* NEA members.

This complimentary coverage includes the following:

-- Up to $1,000 of term life insurance
-- Up to $5,000 of AD&D coverage
-- $50,000 of AD&D insurance for any covered accident that occurs on the job or while serving as an association leader**
-- $150,000 of life insurance for unlawful homicide while on the job

Learn more about the NEA no-cost offering.

*Life members must be actively employed in the field of education.

**NEA retired members are eligible for the $50,000 of AD&D insurance only while acting on association business in the capacity of an association leader.